Broke Girls Guide to Saving Money

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I consider myself a broke girl as I’ve spent a good portion of my adult life eating ramen and cutting coupons, so today I want to talk about how to start saving money for your next big trip (or whatever else it is you want). In my last Broke Girl’s Guide, I talked about finding the cheapest tickets so you can travel, and ways to keep earning income when you’re on the road. If you haven’t checked out that article, click here and read!

There is no “get rich quick” guide, it’s all about just prioritizing what you want. With anything in life, you need to give it your all, if you’re passionate about something you need to find a way to make it work. Unfortunately, we do not live in the world of Disney but the reality of the Brothers Grimm. Before leaving this May on my trips to Ireland, Northern Ireland, Iceland, and Spain I spent a year just staying at home in my apartment working with only 2 trips inside the USA. It took me one year to get to where I am today, but it’s not perfect. I could have done more but I had my reasons for becoming a full-time traveler (I’m not sure if I can call myself that) earlier than my father wanted.

These Tips & Tricks will help you start saving for your next big adventure:

  1. Pay in Cash! This might sound ridiculous but paying in cash makes you mindful of where your money is going because you’re literally watching it leave your hand. With every paycheck set aside a certain amount for yourself per week, not including bills, and only spend that. If you have money left over, reevaluate your budget and put the leftovers in a savings jar! The savings jar can add up to a movie night out with your friends or a drink at the airport bar before your flight, the choice is yours.
  2. Set up automatic payments. It sucks having to pay bills, but what hurts, even more, is when you get charged a late fee. Companies love when you pay late as they get more money, so don’t give them the satisfaction! I know with my phone company I get a discount for having automatic payments set up, so check with the company to see if they have any deals! Also, if it is your first time making a late payment, call and ask if they can waive the fee! If it’s the first time and you’re nice, they might just let it slide.
  3. Stock your fridge. Ordering delivery pizza can add up quick if you’re not careful, so make sure to stock your fridge with foods you know you’ll eat. If you know you work late on Thursdays and don’t have time to cook a full meal, try investing in a crock pot so you can have a fresh meal ready for you when you come home. Figure out ways to avoid the temptation of getting McDonald’s because it’s quick by stocking your fridge with foods you’ll want to eat.
  4. Get a savings account. If you don’t already have a savings account, get one! This way your money is separated into two different areas, one for bills and the savings is for your travel! Once you have your savings set up, move over 15% of each check you earn. 15% might seem like a small amount but once you get going it’ll add up! It could be the difference between a dorm bed vs private room in Rome.
  5. Sell your trash. One man’s trash is another man’s treasure, so why don’t you let go of that antique gumball machine collecting dust on your coffee table and make some money? Sold it and find that you don’t use the coffee table? Sell that too! Sell anything that you don’t use to a good home. I like to sell on the Facebook Marketplace as I find it to the safest option in my area but craigslist has been around forever for a reason! Have clothes you want to sell? Try Depop! It’s a great app for listing your used clothing. Don’t want to do any of the heavy lifting? Get a CleanOut Kit from ThredUp! All you have to do is send in your used clothes and they’ll give you a credit (or you can cash it out) for more clothes! If you use this link here to sign up you’ll get $10 towards your first order too!

It’s all about making small changes towards what you want in life, so take it slow! You can do anything you set your mind to, you just need to focus on your goals. Please like, comment, and share if you enjoyed these tips & tricks! Thank you for reading and if you want to learn more about travel and minimalism, make sure to check out a few of my other posts!

 

Until next time,

 

Colleen Rose

ohrosetravels

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